When people begin to think about aging, retirement and preservation of assets, two important insurance products that are integral to the planning process are life insurance and long-term care (LTC) insurance.

We understand the discussions surrounding preservation of assets and retirement planning can be difficult, involving many moving parts from emotions to finances.  Life insurance can provide a loved one with financial security in the event of an untimely death, but most people don’t realize that preserving assets can also be achieved by using a specific life insurance design: life insurance with living benefits for long-term care.