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Why Long-Term Care (LTC) Makes Sense With Life Insurance

When people begin to think about aging, retirement and preservation of assets, two important insurance products that are integral to the planning process are life insurance and long-term care (LTC) insurance.

We understand the discussions surrounding preservation of assets and retirement planning can be difficult, involving many moving parts from emotions to finances.  Life insurance can provide a loved one with financial security in the event of an untimely death, but most people don’t realize that preserving assets can also be achieved by using a specific life insurance design: life insurance with living benefits for long-term care.

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How Do Medicare Advantage Plans and Medicaid Work Together?

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What Is Medicare Advantage?

Health insurance can be confusing for many Wisconsin seniors and their families. Here are a few tips on what you should know before talking to a Milwaukee health insurance agent.

What Is Medicare Advantage?

Medicare Advantage, or Part C plans, aren’t provided by the government. They’re actually offered by private companies that have been approved by Medicare. As a result, the quotes and services you receive may vary.

What does a quote for Part C cover? With this plan, Medicare pays your provider a fixed sum each month. This money goes towards the qualified health care services you use.

Insurers that offer Part C can set their own policy rules and prices. Two quotes with equal dollar amounts may offer distinctly different coverages.

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