Don’t let your “shiny” plan benefits (over-the-counter products, lenses and frames, dental reimbursements, fitness memberships, hearing aids) go to waste! Submit all reimbursements by December 31.

Your Annual Notice of Change (ANOC) letter shows what’s changing on your current plan for 2026. If you don’t receive yours by October 1, call FHK or your plan’s insurance company.

The 2026 AEP is Oct. 15 to Dec. 7, when you can enroll into or switch Medicare Advantage plans. Don’t wait until the last minute to understand your plan options for next year.

Give FHK your prescriptions and short-term medications list to ensure your drugs are still covered. We’ll also check for any changes that could impact 2026 copays and prescription prices.

Health networks often change from year to year, even if you keep the same plan. Verify preferred doctors and your pharmacy stay covered as in-network under your plan — with FHK’s help.

FHK can help compare newly offered Medicare Advantage plans in your area — which may provide better healthcare benefits.

Many Medicare commercials promote benefits that often don’t apply in Wisconsin. FHK is local, so we know the local market … and what’s actually available in your ZIP code.

This is your chance to compare coverage and costs, even if you like your current plan. A personalized review of options with a licensed, certified FHK advisor provides valuable knowledge and peace of mind.