Parts A + B
Generally, people are entitled to Part A at no cost as long as you or your spouse has worked 40 quarters.
Part B has a base premium of $185.00/month. The cost could be higher based on your household income. To determine your Part B costs, see chart below:
If your MAGI (Modified Adjusted Gross Income*) in 2024 was. . .
You pay in 2026 (per person)
Monthly premiums to Medicare
File individual tax return
File joint tax return
Part B
Premium + IRMAA
Part D IRMAA
(in addition to Part D plan premium)
Total You Pay
Each Month
$109,000 or less
$218,000 or less
$202.90
—
$202.90
$109,001 – $137,000
$218,001 – $274,000
$284.10
(202.90 + 81.20)
+ $14.50
$298.60
$137,001 – $171,000
$274,001 – $342,000
$405.80
(202.90 + 202.90)
+ $37.50
$443.30
$171,001 – $205,000
$342,001 – $410,000
$527.50
(202.90 + 324.60)
+ $60.40
$587.90
$205,001 – $499.999
$410,001 – $749,999
$649.20
(202.90 + 446.30)
+ $83.30
$732.50
$500,000 +
$750,00 +
$$689.90
(202.90 + 487.00)
+ $91.00
$780.90
Parts A + B
Generally, people are entitled to Part A at no cost as long as you or your spouse has worked 40 quarters.
Part B has a base premium of 185.00/month. The cost could be higher based on your household income. To determine your Part B costs, see chart below:
