Parts A + B
Generally, people are entitled to Part A at no cost as long as you or your spouse has worked 40 quarters.
Part B has a base premium of 185.00/month. The cost could be higher based on your household income. To determine your Part B costs, see chart below:
2023 Household MAGI
File individual tax return
File joint tax return
Part B Monthly
Premium
Part D IRMAA*
Total You Pay
Each Month
(in 2025)
$106,000 or less
$212,000 or less
$185.00
$0.00
$185.00
$106,001 – $133,000
$212,001 – $266,000
$259.00
$13.70
$272.70
$133,001 – $167,000
$266,001 – $334,000
$370.00
$35.30
$405.30
$167,001 – $200,000
$334,001 – $400,000
$480.90
$57.00
$537.90
$200,001 – $500,000
$400,001 – $750,000
$591.90
$78.60
$670.50
Above $500,001
Above $750,001
$628.90
$85.80
$714.70
Parts A + B
Generally, people are entitled to Part A at no cost as long as you or your spouse has worked 40 quarters.
Part B has a base premium of 185.00/month. The cost could be higher based on your household income. To determine your Part B costs, see chart below:
